| In T. Harv Eker's Millionaire Mind Intensive, both | | | | for you to enjoy yourself and reward yourself |
| trainers Harv and Robert have been emphasizing | | | | every month. The money in this Play account |
| on the importance of setting a money | | | | must be blown every month with nothing left. |
| management system with the jars or different | | | | The only compromise of blowing it only in a |
| accounts. | | | | quarter is when we have something more |
| There are 6 jars or accounts that has specific | | | | extravagant that we want to reward ourselves |
| purposes: | | | | with, like a Rolex Sea Dweller watch that I will |
| 1. FFA - This is your Financial Freedom Account. | | | | buy :)! Now I finally know why I am not having |
| This is a jar or account that you used to grow | | | | my wealth grows as much as I want to because |
| your assets with positive cash flow whether is it | | | | I have only been focusing on growing the money |
| stocks, bonds, businesses or properties for rental | | | | but not rewarding myself of what a great job |
| and etc. The money in this jar or account must | | | | that I have done. 10% of what you earn will go |
| never be spent and you have to put in money | | | | into this PLAY jar or account. |
| every day to attract more. Like attracts like. The | | | | 6. GIVE - This is your Give account. An account |
| money inside the FFA must never be spent and | | | | that you contribute to the charity or hardworking |
| when there are returns from the assets, the | | | | folks that you believe should be rewarded with |
| money should be channeled back into the FFA, to | | | | what they do. We always hear the saying that "It |
| grow The Golden Goose! 10% of what you earn | | | | is better to give than to receive" and both Harv |
| will go into this FFA jar or account. | | | | Eker and Robert rebuke it saying that the person |
| 2. NEC - This is your Necessities Account. The | | | | who says it is on the receiving end. That is really |
| money in this jar or account should be used for | | | | interesting. In actual fact, this term originated |
| your daily necessities like utilities, hair cut, meals | | | | from Greek and the saying is actually "It is better |
| and etc. 50% of what you earn will go into this | | | | to be in a position to give than to be in a needy |
| NEC jar or account. | | | | position to receive!" 10% of what you earn will go |
| 3. LTSS - This is your Long Terms Savings for | | | | into this GIVE jar or account. |
| Spendings account. The money in this jar or | | | | Some of you may face extreme challenges in |
| account is to be used for your purchase of bigger | | | | following this system as the income that you are |
| and luxurious items like a mortgage for your new | | | | getting right now may only be enough for all your |
| home, your exotic vacations with your family, the | | | | expenses. It is OK as I am not able to allocate |
| HDTV that you always wanted to have, the | | | | my income right now account to the mentioned |
| payment for the Ferraris and Porsches that you | | | | money management system too. |
| always wanted to buy, your children's college | | | | But, look at the title of this article, I have started |
| education and etc. 10% of what you earn will go | | | | with putting S$100 now with the intention to |
| into this LTSS jar or account. | | | | double the amount whenever I can but never |
| 4. EDU - This is your Education account. The | | | | dropping below the previous month amount and I |
| money in this jar or account is for your own | | | | am also putting money in my FFA jar every day. |
| education purposes, not your children. As what | | | | Some of you may think that this is hard work, |
| Jim Rohn always say, formal education makes | | | | allocating your finances but if you cannot even |
| you a living and self education makes you a | | | | accomplish this, what makes you think that you |
| fortune. I would not have been what I am today | | | | can become rich where getting rich is even |
| and am able to absorb so much of T. Harv Eker's | | | | harder. |
| had not it been for the self education I am | | | | Anyway, life is a matter of choice. The choice is |
| engaging since 2002. 10% of what you earn will | | | | up to you! |
| go into this EDU jar or account. | | | | You have a Millionaire Mind! |
| 5. PLAY - This is your Play account. It is meant | | | | |